10 Tips for Halloween Safety! - From The Fire Guy

Courtesy Canadian Red Cross                            The day that paranormal creatures invade city streets is near.
As your little ones prepare their costumes to trick or treat their way through the night, the Canadian Red Cross has prepared a quick list of 10 tips to make sure everyone gets home safely. You may not need to fear vampires and ghosts knocking on your door, but fire hazards, scrapes and getting lost are potential concerns.

1.     Give your kids a map of their trick or treat route so they can find their way home. Mark the homes of nearby friends and relatives in case they need assistance on their journey. Younger children should be chaperoned by an adult.

2.     Instruct children to walk on the sidewalk not the street - even princesses and fairies have to watch out for motorists!

3.     Prepare for the dark with lighter coloured clothing and reflective surfaces. What better way to decorate a sword or a cape than with magical glowing tape?

4.     Avoid any type of flame by substituting candles with glow sticks. Wigs and costumes are highly flammable and glow sticks are perfect for illuminating Jack-o-lanterns.

5.     Remind your kids to stick with groups of at least four or five - after all, even legendary heroes are stronger as a team (like the Avengers and X-Men!)

6.     Tell them to only visit residences with a porch light on and not to enter a stranger’s home - politely accept candy and promptly leave.

7.     Costumes are meant to embellish - not to hide. Keep hems short to avoid tripping and don’t let masks block the eyes.

8.     Whether you have one eye, two eyes, three eyes or four, always look both ways before crossing the street.

9.     Both mystical creatures and children need to let parents check their candy before eating to remove any potential hazards.

10.   A flashlight is akin to a protective light saber of sorts and makes night-time travelling safer (it also helps you spot a ghost or goblin trying to plan a surprise attack!)

Following these tips on October 31 will help ensure your family has a fun and safe night of trick or treating!

For all your Retrofit needs remember The Fire Guy
 "Who is here protecting you from Fire and Fire Departments"

VivaNext Construction update! Prospect South of Davis

Utility manhole construction on Prospect Street south of Davis Drive As part of the rapidway construction on Davis Drive, a utility manhole will be constructed just south of Davis Drive on the east side of Prospect Street. Dates: Starting Monday, October 22 for approximately four weeks* Times: 7am-5:30pm Lane closure and work area Crews will be working in the northbound curb lane on Prospect Street around the Southlake Regional Health Centre parking garage entrance (see map). Sidewalk and bus stop information The east sidewalk around the work area on Prospect Street will be closed. Please follow on site signs. All entrances to the hospital will remain open. Should the bus stop on Prospect Street (near Grace Street) be temporarily relocated south during this work, on site signs will guide pedestrians to the new bus stop location. Please note: There may be short-term noise disturbances and intermittent vibration associated to this work. If you have questions about the rapidway project, please visit vivanext.com, or contact: Michelle Dudzik Community Liaison Specialist Telephone: 905.886.6767 Ext.1096 Cell: 905.716.7663 Email: michelle.dudzik@york.ca *Please note: As with other road construction projects, some work will have traffic flow and noise impacts or may be rescheduled due to weather conditions and other variables. We are committed to providing advance notice whenever possible.

Mortgage Pre-Approvals... Not what they used to be.

I received an interesting email today from a Mortgage Broker, Darlene Hinton. Usually I disregard the bombardment of emails I get from Mortgage Brokers, but the first line really caught my attention since I have one property which I have now sold three times because the Buyers financing on the first two deals fell apart before the removal of the financing condition.

Mortgage Pre-approvals are not what they used to be. In times past, a client could depend on a bank's word when they gave them preapproval to start shopping. That's just not the case anymore. I see it all the time. . . clients happily shopping (and putting in an offer to purchase) confident they were golden with their bank. . . only to find there was some glitch. There are too many to list, but it could be something as inane as the address of the property the client wants to buy or an issue with the source of a client's downpayment. Maybe the clients credit rating drops between Pre-approval and Offer to Purchase. It could be anything.

Many of these issues can be avoided by using a Broker who takes the time to establish a personal relationship with their client. I try to gather every fact I can so as to avoid unneccesary stress and disappointment. But perhaps even more importantly. . . I have access to a plethora of Lenders that would be happy to step in should a Lender get cold feet.

Do you want to save both yourself and your client precious time? Call me for your homebuyers financng. . .and let's close more deals. . faster and more efficiently.    :)

Call me. I can help.

--

DARLENE HINTON
 

Mortgage Agent

Touch Residential Capital

note2darlene@gmail.com

License #M10001367

Phone: 705-331-6774

Fax: 1-866-716-7038